Be careful when taking out insurance!

Provide accurate and complete information to the people who issue your insurance policy.

Insurance contracts are drawn up on the basis of declaration of the insured/insured. The policyholder/insured must notify the insurance company in a way that fully meets the needs of the policy. Otherwise, in case the statement of the insurant is false or incomplete, the insurance company has the right to cancel the insurance policy as well as to conclude the contract with more severe conditions.

Be sure to read your policy

An insurance policy is a contract between the policyholder/insured and the insurance company, and contains provisions that bind both parties. For this reason, it is absolutely necessary to examine the policy and its annexes in order to learn the obligations of the parties. He/she should get information from the insurer on every issue and should have information about the coverages related to his/her policy.

Check the general terms and conditions of the insurance.

It is the legislation explaining the regulations on basic issues such as insurance general conditions, the situations covered by the insurance in question, the situations other than the insurance coverage, and the duties of the insurance company and the policyholder, and are given to the policyholder by insurance companies.

It is necessary to obtain detailed information about the purchased product, and to read the general conditions and clauses in question very well by the insurer before or when the insurance is taken, in order to minimize the problems that may be encountered in the future.

Examine the full coverage of the insurance coverage

Information should be obtained by the insurant in a way that leaves no room for hesitation about the scope of the coverages provided by the insurance policy and the assurances provided to the insurant.

Examine the special conditions in the insurance policy.

Special conditions are arranged by the insurance companies in such a way that they do not contradict the said general conditions and their annexes, if any, not to the detriment of the policyholder and not to narrow the guarantees of the general conditions. Therefore, it is of great importance to be informed by the insurer about the special conditions in order to prevent problems that may be encountered in the future.

Do not hesitate to ask all kinds of issues about the insurance policy to the people who prepared the insurance contract.

Although all the provisions in the policy and its annexes have been read by the insurant completely, if there are any issues that are not understood, the insurant should ask the people who issued the insurance policy, and in cases where sufficient information cannot be obtained, an expert lawyer should be consulted.